Special Offers

Ideal when you know how much you need and want the confidence of predictable monthly payments.

• Fixed rate, payment and term.
• Rates starting as low as 4.99% APR¹ 
• Terms starting at 60 months 
• Great for home improvements, debt consolidation, or other major one-time expenses 

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¹APR=Annual Percentage Rate. ²Representative Sample: $1,000.00 at 4.99% X 60 mos. = $18.88. Loan amount and terms subject to approval; your rate may be different depending on loan amount, term, credit score and other factors. Your rate will be disclosed prior to funding. Rates are subject to change. 

A flexible line of credit—borrow what you need, when you need it, and pay interest only on what you use.

• 1% rate discount for the first year
• Competitive rates tied to Prime⁴ 
• Lines from $25,000 to $200,000⁵ 
• Line of credit for ongoing access

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³MAHPFCU will waive the application fee for all applicants. No annual fee. Appraisal fee will be collected at time of pre-approval and may vary from $50 to $1,500. APR=Annual Percentage Rate. Applicant must qualify for loan. Scheduled rate change dates occur on the 1st business day of January, April, July, and October. APR will never increase above 15.00%. Minimum advance of $10,000 is required at opening. An early-termination fee of $500 applies if the line of credit is closed within the first 2 years. This offer is subject to other restrictions, terms, and conditions as stated by the Open-End Home Equity Credit Agreement & Truth-In-Lending Disclosure, copies of which are available from MAHPFCU. Rates and terms are subject to change without notice. Single unit owner occupied residence only (single family residence, townhouse, or condominium). Adequate property insurance required for life of loan. Flood insurance may be required. ⁴As of 12/11/2025, the Prime Rate (as published in the Wall Street Journal) is 6.75%. Floor rate is 3.000%. ⁵†80.01 - 90% CLTV for the $25,000 LOC; Up to 80% CLTV for $100,000 LOC; Up to 70% CLTV for $200,000 LOC