Don’t let a high-interest rate slow you down. Refinance your auto loan with us and we’ll beat your current rate by up to 2% APR* for the remaining term. Plus you’ll get automatic payment options and no pre-payment penalties. It’s a simple way to lower your payment, keep more in your pocket, and stay on the road with less financial stress. A better rate could take you further. Apply today and put your money back in the driver’s seat! *APR = Annual Percentage Rate. Floor rate is 5.74% APR. Representative example: Pay $23.43 per month per $1,000 borrowed for 48 months at 5.74% APR. Must be a qualifying loan from another financial institution, dealership or finance company. Automatic payment options and no pre-payment penalties. Applicant must qualify for loan. Rates and terms are subject to change and may vary based on the loan term, vehicle model year, and your credit history. Refinancing is for remaining term of the existing loans. Subject to KBB valuation and current underwriting guidelines. Some restrictions may apply. Interest rates are set by the Board of Directors and are subject to change. Offer expires 4/30/26. For ALL Balance Transfers & Purchases on our VISA From Holiday Debt to Peace of Mind! Apply online or call us at (925) 524-5626 for a new card or credit limit increase today. Don’t miss out! This exclusive offer is only available through January 31! *APR=Annual Percentage Rate. Offer available for new and existing Visa credit card accounts. Introductory rate applies to both purchases and balance transfers. Introductory rate will be available for 12 billing cycles for balance transfers and purchases between 1-1-2026 to 1-31-2026. At the end of the 12 billing cycles, the rate will revert to the risk-based pricing rate the member qualified for at the time of application. Rates, terms and current underwriting guidelines are subject to change. Additional restrictions may apply. Offer expires 1/31/26.
Auto Loans
Drive Down Your Rate
Visa Balance Transfer
New Year Savings 2.99% APR*
Start 2026 lighter and leave holiday bills behind! For the month of January, MAHPFCU is offering a special 2.99% APR* on balance transfers and purchases with your VISA credit card.
