0.50% Rate Discount! Purchase or Refinance!
For a limited time, get a 0.50% rate discount on your mortgage, making homeownership more affordable than ever. With competitive rates and personalized service, we'll guide you through every step of your home buying journey. Don't miss out – apply today!
- Purchase or Refinance
- Offer Expires 5/31/24
- Loan Amounts up to $850,000 for discount (loans to $3 million available)
- Owner Occupied home loan
- 80% Loan to Value Max with 740+ credit
© American Pacific Mortgage Corporation (NMLS 1850) All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. Equal Housing Opportunity. Licensed by the Bureau of Real Estate, Broker # 01215943. Licensed by the Department of Financial Protection and Innovation under the CRMLA (DFPI) # 4170053. Licensed by the Department of Financial Protection and Innovation under the FLL (DFPI) # 60DBO-108947. Assumptions: Conforming loans: Loans quoted for Conforming loan products are based on a loan amount of $450,000 (APR shown above is calculated on this amount). Rates shown above are for a credit score of 740 or better, purchase, single family one unit home, and owner-occupied property for a 30 day lock period, based on an 80% or less loan to value and combined loan to value.
Revamp Your Auto Financing!
Spring into savings by refinancing your auto loan! When you refinance with us, we’ll help you get up to 2% off* your current rate!
We love helping our members save money! For members who were placed into a higher interest loan, purchased their cars while rates were higher, or felt pressured at the dealership, now is the perfect time to reduce your monthly payment!
*APR = Annual Percentage Rate. Floor rate is 5.74% APR. Must be a qualifying loan from another financial institution, dealership or finance company. Automatic payment options and no pre-payment penalties. Applicant must qualify for loan. Rates and terms are subject to change and may vary based on the loan term, vehicle model year, and your credit history. Refinancing is for remaining term of the existing loans. Subject to KBB valuation and current underwriting guidelines. Some restrictions may apply. Interest rates are set by the Board of Directors are subject to change. Offer expires 6/30/24.
Consolidate & Celebrate!
Say goodbye to high-interest headaches! Consolidate higher-interest credit cards and loans into one affordable option. Our low-rate loan simplifies payments, saving you money and stress. Achieve financial freedom faster with a single, manageable monthly payment. Rates as low as 9.49% APR* and borrow up to $20,000! Apply Today!
APR = Annual Percentage Rate. Rates and terms are based on your credit worthiness and are subject to change. Terms available up to 60 months on approved credit. Accounts must be in good standing. Total unsecured debt cannot exceed $27,500 at MAHPFCU. Call the credit union for details. Offer expires April 30, 2024
Spring Foward! Get Our Visa Credit Card!
Has your credit card company increased your rates, bumped up your minimum payments, or hiked up their late fees? If so, why not check out our Platinum Visa Credit Card?
For a limited time, we're offering 2.99% APR* Balance Transfer rate.
- Transfer high-interest balances from other cards
- Credit lines up to $15,000
- No annual fees + no balance transfer fees
*APR=Annual Percentage Rate. Offer available for new Visa accounts and on Visa credit limit increases on current accounts of at least $2,000. Introductory rate applies to both purchases and balance transfers. Introductory rate will be available for 12 billing cycles from the date the card is first used. At the end of the 12 billing cycles, the rate will revert back to the risk based pricing rate the member qualified for at the time of application. Rates and terms are subject to change and current underwriting guidelines. Additional restrictions may apply. Offer expires 6/30/24.
Don't Move ... Improve!
A HELOC that really frees you! With a Home Equity Line of Credit from MAHPFCU, you can do just about anything, consolidate debt, make home improvements, pay for college, and more! And the best part, MAHPFCU has no annual fee, no application fee, and a free appraisal*.
We offer:
- A 1% rate discount for the first year
- Competitive low rates are tied to the Prime Rate**
- Lines of credit from $10,000 up to $150,000†
- Free application + no annual fee
- Enjoy possible tax advantages (consult your tax advisor)
Be sure to check our current rates or call us at 925-524-LOAN (5626) today to see how a Home Equity Line of Credit Loan can benefit you!
*MAHPFCU will waive the application fee for all applicants. No annual fee. Appraisal fee will be collected at time of pre-approval and may vary from $600 to $1,500. APR=Annual Percentage Rate. Applicant must qualify for loan. Scheduled rate change dates occur on the 1st business day of January, April, July, and October. APR will never increase above 15.00%. Minimum advance of $10,000 is required at opening. Subsequent advances are a minimum of $500. Maximum number of advances per quarter is four (4). An early-termination fee of $500 applies if the loan is closed within the first 2 years. This offer is subject to other restrictions, terms, and conditions as stated by the Open-End Home Equity Credit Agreement & Truth-In-Lending Disclosure, copies of which are available from MAHPFCU. Rates and terms are subject to change without notice. Single unit owner occupied California residence only (single family residence, townhouse, or condominium). Adequate property insurance required for life of loan. Flood insurance may be required. **As of 7/27/2023, the Prime Rate (as published in the Wall Street Journal) is 8.50%. Floor rate is 3.000%. †80.01 - 90% CLTV for the $25,000 LOC; Up to 80% CLTV for $100,000 LOC; Up to 70% CLTV for $150,000 LOC
