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0.50% Rate Discount! Purchase or Refinance!2q24 purchase alt2

For a limited time, get a 0.50% rate discount on your mortgage, making homeownership more affordable than ever. With competitive rates and personalized service, we'll guide you through every step of your home buying journey. Don't miss out – apply today!

  • Purchase or Refinance
  • Offer Expires 7/31/24
  • Loan Amounts up to $850,000 for discount (loans to $3 million available)
  • Owner Occupied home loan
  • 80% Loan to Value Max with 740+ credit

© American Pacific Mortgage Corporation (NMLS 1850) All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. Equal Housing Opportunity. Licensed by the Bureau of Real Estate, Broker # 01215943. Licensed by the Department of Financial Protection and Innovation under the CRMLA (DFPI) # 4170053. Licensed by the Department of Financial Protection and Innovation under the FLL (DFPI) # 60DBO-108947. Assumptions: Conforming loans: Loans quoted for Conforming loan products are based on a loan amount of $450,000 (APR shown above is calculated on this amount). Rates shown above are for a credit score of 740 or better, purchase, single family one unit home, and owner-occupied property for a 30 day lock period, based on an 80% or less loan to value and combined loan to value.

Don't Move ... Improve!HELOC

A HELOC that really frees you! With a Home Equity Line of Credit from MAHPFCU, you can do just about anything, consolidate debt, make home improvements, pay for college, and more! And the best part, MAHPFCU has no annual fee, no application fee, and a free appraisal*.

We offer:

  • A 1% rate discount for the first year
  • Competitive low rates are tied to the Prime Rate**
  • Lines of credit from $10,000 up to $150,000†
  • Free application + no annual fee
  • Enjoy possible tax advantages (consult your tax advisor)

Be sure to check our current rates or call us at 925-524-LOAN (5626) today to see how a Home Equity Line of Credit Loan can benefit you!


*MAHPFCU will waive the application fee for all applicants. No annual fee. Appraisal fee will be collected at time of pre-approval and may vary from $600 to $1,500. APR=Annual Percentage Rate. Applicant must qualify for loan. Scheduled rate change dates occur on the 1st business day of January, April, July, and October. APR will never increase above 15.00%. Minimum advance of $10,000 is required at opening. Subsequent advances are a minimum of $500. Maximum number of advances per quarter is four (4). An early-termination fee of $500 applies if the loan is closed within the first 2 years. This offer is subject to other restrictions, terms, and conditions as stated by the Open-End Home Equity Credit Agreement & Truth-In-Lending Disclosure, copies of which are available from MAHPFCU. Rates and terms are subject to change without notice. Single unit owner occupied California residence only (single family residence, townhouse, or condominium). Adequate property insurance required for life of loan. Flood insurance may be required. **As of 7/27/2023, the Prime Rate (as published in the Wall Street Journal) is 8.50%. Floor rate is 3.000%. †80.01 - 90% CLTV for the $25,000 LOC; Up to 80% CLTV for $100,000 LOC; Up to 70% CLTV for $150,000 LOC

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